Tuesdays with Integrity began as in-person learning through our local community school. When the pandemic took over, we shifted our educational series to an online webinar format in an effort to continue to support our community members' financial wellness.
In our free monthly webinars, we discuss pertinent personal finance topics such as taxes, Social Security, college planning, retirement basics and much more. Attendees also have the opportunity to ask questions and also receive recordings after each presentation as well as bonus material. Usually conducted on a Tuesday, they are always chocked full of information designed to help you make the best financial decisions possible.
Investing is a carefully planned and prepared approach to managing and accumulating money. How you invest your money can be completely different than anyone you know depending on your goals and risk tolerance. While investing requires discipline and patience, it doesn’t have to be hard.
Estate planning prepares a platform for the handling of your assets and affairs in the event of your incapacitation or death. The planning includes long-term care, the bequest of assets to heirs and the settlement of estate taxes. One goal is to ensure beneficiaries receive assets in a way that minimizes estate tax, gift tax, income tax and other taxes. The key question to answer is: How do you want your assets distributed if you die or are incapacitated?
Annuities can provide tax-deferred growth for savings and a dependable source of income for life. Whether you’re saving for a particular purpose, wanting to supplement other sources of retirement income and/or maintain financial freedom, you can count on the compounding interest of its tax-deferred growth to make you more than an investment that is taxed annually. Join Certified Financial PlannerⓇ professional, Gretchen Brown, Tuesday, March 23 at 11am as she lays the foundation for understanding annuities and answers any of your questions.
While 2020 saw a lot of big changes, most notably the election, remember it doesn’t dictate everything – while changes will occur your financial plan isn’t based on the idea that a Republican or Democrat will always be in the White House. Elections should reinforce, not alter, strategic portfolio discipline. The market is driven more by fundamentals than politics and we’ll get to the heart of these fundamentals in our webinar, The Year in Review and A Look Ahead: Six Planning Ideas for 2021 and Beyond.
Do you know the difference between Medicare and Medicaid? Do you know what each covers in the event of a health issue in retirement? It's impossible to predict your chances of needing long-term care, how long you may need it and what implications it will have on your financial health. Since cost of care can be expensive, it's important to understand the whole impact a few years of long-term care can have. Watch the replay of our webinar Estate Planning and Long-Term Care now to learn how to plan the COMPLETE picture: care options, finances, incapacity and estate planning.
Every 2 seconds someone becomes a victim of identity theft. Becoming a victim can leave you vulnerable to severe data loss and financial harm. Watch the replay of our webinar Managing Health Care Expenses in Retirement now to better prepare to protect yourself, your family, and your business from the quietly raging cyber wars targeting us all.
Did you know, retirees often pay more for health care than they saved for thanks to unexpected penalties, premiums, and out-of-pocket expenses? Not following the protocols of your health benefits can quickly cause financial illness. And that can mean you outlast your money or have less to leave to your kids and grandkids.
People often pay more taxes than they expected to do because the U.S. tax system is confusing, treating various income types differently. After working hard to save money for retirement, you want to spend it enjoying the next chapter of your life—not on unnecessary taxes because of uninformed choices. Do you know the tax implications of when you spend different sources of money? If not, you may outlive your retirement savings or have less to leave to your family than you planned.
Social Security should make up 30-40% of your retirement income, but 1/3 of those taking social security rely on it for 90% of their income. How are you funding your retirement? Learn more about the complexities of Social Security and what they mean for your financial health in retirement.