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What are your Chances of Needing Long Term Care in Retirement?

According to the US Department of Health & Human Services, an American turning 65 today has a 70% chance of needing some type of long term care service.  Although 1/3 of today’s 65 year olds may not need it, 20% of them will for more than 5 years.  Women on average need care for longer than a man – 3.7 years versus 2.2 years respectively.  About 10,000 people turn 65 years old every day, and will until 2029 according to Pew Research.